Quantum leap in wealth

Smart investing with expert-curated and
AI-powered mutual fund baskets

4.97/5 Investor Rating•1M+ Transactions•10k+ Mutual Fund Baskets

India's most trusted platform for goal-based, expert-led mutual fund investing

We didn’t build another investing platform

We built an investing ecosystem where expert-curated baskets, trusted finance professionals and
AI-powered intelligent recommendations, all come together.

Ripples Curated+

Curated by our in-house experts, Ripples Curated+ constructs ready-made baskets of carefully selected mutual funds across aggressive, moderate and conservative strategies, in less than a minute. Every Curated+ basket is optimized to your risk profile, investment horizon and financial aspirations.

The art of better investing

Tell us your needs. We’ll match the perfect mutual fund basket.

Step into the universe of ripples quants

Highest-ranked baskets for the chosen quant strategy.

Investment Amount

₹25,000

Discover your possibilities

Select a strategy and we’ll unlock the top basket from each asset class.

The ripples effect,
here’s where things get different

Discover your next basket, curated just right by our in-house experts for your different goals, risk profiles and investing styles.

Liquidity Vault

A debt basket designed for conservative investors with a < 1 year horizon.

CONSERVATIVELOW RISK
< 1 Year Horizon

Holdings

8

Active Funds

AMCs

8

Fund Houses

Category

DEBT

Basket Highlights

1Y

7.66%

YTM

6.74%

Mod. Dur.

0.44

SOV + AAA

95.96%

View Details

EquiBalance

A hybrid basket designed for moderate investors with a > 5 years horizon.

MODERATEMEDIUM RISK
> 5 Years Horizon

Holdings

15

Active Funds

AMCs

9

Fund Houses

Category

HYBRID

Basket Highlights

3Y

18.3%

Sharpe

1.17

Std. Dev.

8.15

Alpha

3.32%

View Details

Growth Harmony

A equity basket designed for aggressive investors with a > 5 years horizon.

AGGRESSIVEHIGH RISK
> 5 Years Horizon

Holdings

18

Active Funds

AMCs

7

Fund Houses

Category

EQUITY

Basket Highlights

3Y

26.41%

Sharpe

1.24

Std. Dev.

13.22

Alpha

5.78%

View Details

Secure Flex

A debt basket designed for conservative investors with a 1 - 3 years horizon.

CONSERVATIVELOW RISK
1 - 3 Years Horizon

Holdings

8

Active Funds

AMCs

6

Fund Houses

Category

DEBT

Basket Highlights

1Y

9.84%

YTM

7.13%

Mod. Dur.

3.03

SOV + AAA

71.55%

View Details

Steady Surge

A hybrid basket designed for moderate investors with a > 5 years horizon.

MODERATEMEDIUM RISK
> 5 Years Horizon

Holdings

15

Active Funds

AMCs

7

Fund Houses

Category

HYBRID

Basket Highlights

3Y

23.93%

Sharpe

1.23

Std. Dev.

11.54

Alpha

5.33%

View Details

Enduring Equity

A equity basket designed for aggressive investors with a > 5 years horizon.

AGGRESSIVEHIGH RISK
> 5 Years Horizon

Holdings

18

Active Funds

AMCs

9

Fund Houses

Category

EQUITY

Basket Highlights

3Y

27.6%

Sharpe

1.2

Std. Dev.

14.31

Alpha

5.36%

View Details

Investing, without the homework

Building a well-diversified portfolio fund-by-fund takes time, research and constant monitoring. Curated mutual fund baskets bring it all together in a single click.

IT’S A LOT OF WORK

1200+ Funds

Too many choices, too much research

Research
Analysis
Monitoring
Rebalancing
Portfolio Analysis

SCROLL TO EXPLORE THE BETTER WAY ↓

WITH RIPPLES™

1 Basket

3 Expert-Picked Funds

Regulated and Diversified Wealth Creation

Large Cap
42%
Mid Cap
33%
Small Cap
25%
RETURNS (CAGR)
0.0%
Ripples dashboard on a laptop

Watch your wealth take shape

The dashboard you’ll keep coming back to.

Trust comes standard

Behind every great investing experience is a foundation you can trust.

RIPPLES partners with all SEBI-registered Asset Management Companies in India

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Investor Testimonials

Trusted by thousands across India.

96.8% of investors keep coming back. Here’s why.