Quantum leap in wealth

Smart investing with expert-curated, quant-driven and AI-powered mutual fund baskets

4.97/5 Investor Rating1M+ Transactions500+ Mutual Fund Baskets

India's most trusted platform for goal-based, expert-led mutual fund investing

We didn’t build another investing platform

We built an investing ecosystem where expert-curated baskets, trusted finance professionals and AI-powered intelligent recommendations, all come together.

Ripples Curated+

Curated by our in-house experts, the Ripples Curated+ mutual fund baskets combine top-performing mutual funds, optimized for your risk profile, investment horizon and financial goals. Spanning across equity, debt and hybrid strategies, our 100+ ready-made baskets are rigorously vetted for consistent performance and strong fund house pedigree.

The art of better investing

Tell us your needs. We’ll match the perfect mutual fund basket.

What are you investing for?

Pick your primary goal

Investment Amount

₹10,000

Discover your possibilities

Select your goal and we’ll unlock the basket that best fits your needs.

The ripples effect,
here’s where things get different

Discover your next basket, curated just right for different goals, risk profiles and investing styles.

8

Liquidity Vault

A debt basket designed for conservative investors with a < 1 year horizon.

CONSERVATIVELOW RISK
< 1 Year Horizon

Holdings

8

Active Funds

AMCs

8

Fund Houses

Category

DEBT

Basket Highlights

1Y

7.66%

YTM

6.74%

Mod. Dur.

0.44

SOV + AAA

95.96%

View Details
15

EquiBalance

A hybrid basket designed for moderate investors with a > 5 years horizon.

MODERATEMEDIUM RISK
> 5 Years Horizon

Holdings

15

Active Funds

AMCs

9

Fund Houses

Category

HYBRID

Basket Highlights

3Y

18.30%

Sharpe

1.17

Std. Dev.

8.15

Alpha

3.32%

View Details
18

Growth Harmony

A equity basket designed for aggressive investors with a > 5 years horizon.

AGGRESSIVEHIGH RISK
> 5 Years Horizon

Holdings

18

Active Funds

AMCs

7

Fund Houses

Category

EQUITY

Basket Highlights

3Y

26.41%

Sharpe

1.24

Std. Dev.

13.22

Alpha

5.78%

View Details
8

Secure Flex

A debt basket designed for conservative investors with a 1 - 3 years horizon.

CONSERVATIVELOW RISK
1 - 3 Years Horizon

Holdings

8

Active Funds

AMCs

6

Fund Houses

Category

DEBT

Basket Highlights

1Y

9.84%

YTM

7.13%

Mod. Dur.

3.03

SOV + AAA

71.55%

View Details
15

Steady Surge

A hybrid basket designed for moderate investors with a > 5 years horizon.

MODERATEMEDIUM RISK
> 5 Years Horizon

Holdings

15

Active Funds

AMCs

7

Fund Houses

Category

HYBRID

Basket Highlights

3Y

23.93%

Sharpe

1.23

Std. Dev.

11.54

Alpha

5.33%

View Details
18

Enduring Equity

A equity basket designed for aggressive investors with a > 5 years horizon.

AGGRESSIVEHIGH RISK
> 5 Years Horizon

Holdings

18

Active Funds

AMCs

9

Fund Houses

Category

EQUITY

Basket Highlights

3Y

27.60%

Sharpe

1.20

Std. Dev.

14.31

Alpha

5.36%

View Details

Investing, without the homework

Building a well-diversified portfolio fund-by-fund takes time, research and constant monitoring. Curated mutual fund baskets bring it all together in a single click.

IT’S A LOT OF WORK

1200+ Funds

Too many choices, too much research

Research
Analysis
Monitoring
Rebalancing
Portfolio Analysis

SCROLL TO EXPLORE THE BETTER WAY ↓

WITH RIPPLES™

1 Basket

3 Expert-Picked Funds

Regulated and Diversified Wealth Creation

Large Cap
42%
Mid Cap
33%
Small Cap
25%
RETURNS (CAGR)
0.0%
Ripples dashboard on a laptop

Watch your wealth take shape

The dashboard you’ll keep coming back to.

Trust comes standard

Behind every great investing experience is a foundation you can trust.

  • SEBI-registered platform with regulated mutual fund houses.
  • PMLA-compliant KYC so your identity and investments stay protected.
  • Bank-grade encryption and secure settlement through recognised market infrastructure.

RIPPLES partners with all SEBI-registered Asset Management Companies in India

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Investor Testimonials

Trusted by thousands across India.

96.8% of investors keep coming back. Here’s why.